| We have arranged a comprehensive holiday
insurance scheme with Master Travel Insurance Consultants to provide suitable
low cost holiday cover. The premium should be added to your holiday deposit (or
full payment if relevant). A summary of cover is set out below whilst the full
policy text will be sent to you with your confirmation invoice. It is your responsibility
to acquaint yourself with the terms and conditions of the policy. The policy does
not provide cover for reoccurring or pre-existing medical conditions. Please ensure
that you read the ‘IMPORTANT DECLARATION PRE-EXISTING MEDICAL CONDITIONS’ section
on page 1 of the policy and, if you need to declare any condition, you should
phone the screening line on the number shown to see if cover may be provided.
An additional premium or increased excess may be requested to provide cover for
such conditions. Please note that Travel One is an appointed representative of
ITC Compliance who are authorized and regulated by the Financial services Authority.
Travel One is not authorised to provide advice regarding travel insurance as defined
by the Financial Services Authority. |
Insurance Premiums Per Person |
| Up to 65 years | 66-75
years | Up to 10 days
£22
(India, Kenya & Cuba £32) | £35
(India, Kenya & Cuba £50) | Up
to 17 days £25
(India, Kenya & Cuba £35) |
£40 (India, Kenya & Cuba £60) |
Up to 24 days £28
(India, Kenya & Cuba
£45) | £45 (India, Kenya & Cuba
£72) | Up to
31 days £32
(India, Kenya & Cuba £50) | £51
(India, Kenya & Cuba £80) | Insurance
quotations for 76+ years, please contact Travel One.
All premiums
include statutory insurance premium tax at 17.5% | |
Policy Document | | The
policy document gives you full details of the cover and the conditions you must
satisfy to be fully covered. |
Health | | The
policy is designed to provide emergency medical treatment solely as a result of
accident and illnesses occurring during the period of insurance. |
Conditions & Exclusions | | There
are conditions and exclusions that apply to individual sections of the policy
and general conditions and exclusions that apply to the whole policy, for example,
consequential loss. |
Limits of Cover | | Each
section of the policy shows the most you can claim but other limits may apply.
Please check your policy carefully to ensure you have adequate cover. |
Policy Excess | | You
will have to pay an excess on claims under most sections of the policy. This means
that you will have to pay for the first part of a claim. |
Looking After Your Belongings | | You
should take all reasonable care to protect your belongings and act as if you are
not insured. If you do not do this your claim may not be paid. |
Complaints | | The
policy contains a complaints procedure which tells you what steps you can take
if you wish to make a complaint. |
Hazardous Activities | | If
you are going to take part in any hazardous sports or activities you should check
that the policy covers you. |
Cooling-Off Period | | If
you are dissatisfied with the policy or if the policy does not meet your needs,
you may return it within 14 days of the date of issue and we will refund your
premium in full provided you have not undertaken a trip. You must also not have
made or intend to make a claim. |
Choice of Law | | If
you buy this insurance in the UK you can choose which law will apply. |
Summary of benefits |
| | Limit | Excess |
| Cancellation & Curtailment | £3,000 | £70 |
| Medical Expenses | £5,000,000 | £75 |
| Hospital Benefit (£10
per 24 hours) | £200 | nil |
| Personal Accident (up to) | £10,000 | nil |
| Personal belongings | £1,500 | £70 |
| (single article limit) | £250 | |
| (valuables limit) | £350 | |
| Personal Money (cash limit) | £200 | £50 |
| (travel documents) | £250 | |
| Personal Public Liability | £2,000,000 |
£250 (rented property)
£70 (other) |
Delayed Departure (£20 first 12hrs)
(£10
per subsequent 12 hours) | £100 | |
| (or cancellation after 12
hours) | £3,000 | £70 |
| Legal advice & expenses | £15,000 | £70 |
| | |
